Belongings & Contents Insurance Cover

Your contents are insured with Howden for Students

It’s easy to underestimate the value of your possessions, and we're not just talking about your laptop and phone. Items such as your clothes, hairdryers and other smaller gadgets, like fitness trackers and watches can all add up. Should something happen to your most important possessions, you'll likely want them replaced - and as soon as possible.

The great news is that you are covered in your accommodation by a personal belongings insurance policy with Howden for Students, the No.1 student insurance provider, at no additional cost.

What's covered

• Theft, fire, and flood to possessions, including laptops and tablets, when inside accommodation
• £5,000 tenants liability cover for accommodation fixtures and fittings
• £5,000 total insured limit. Individual item limits do apply (see policy docs for more details)

What's not covered

• Accidental damage and liquid damage to possessions including laptops, tablets, and mobile phones
• Tenants liability for accidental damage to accommodation fixtures and fittings
• Theft, loss, or damage when any possessions are taken outside the accommodation

Once you’ve registered with Howden’s student app, you can instantly access your cover details and policy documents, as well as contact the claims team at any time.

Howden for Students is packed with loads of useful products and information to help you through your time at uni, including:

• Wellbeing – access to free 24/7 confidential wellbeing support with qualified counsellors.
• Student life – top tips to make the most of your time at university.
• Protect and save - discounts on student-friendly insurance, plus access to a trade-in portal to get cash for your old devices.
• Submit a claim – quick access to an online claims portal.
• Prospects – find out more about graduate jobs, postgraduate study, work experience, internship opportunities, and careers.

Insurance Policy Numbers